DSR Calculator for Civil Servants
Calculate your Debt Service Ratio (DSR) from your payslip and check your financing eligibility.
What is DSR?
Debt Service Ratio (DSR) is the share of your monthly income that goes to loan repayments and payslip deductions. Pascara-i enquiries are assessed against a 60% limit, so a lower DSR leaves more room for a new instalment.
Salary & Allowances
Enter your basic salary, COLA and fixed allowances as shown on your payslip.
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Fixed Allowances
Monthly Deductions
Total existing deductions on your payslip (loans, ASB, extra EPF and so on).
New Monthly Instalment
Select your preferred device to get the estimated monthly instalment.
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*Estimate based on the fixed 60-month Pascara-i tenure. Final terms are subject to approval.
Work out the monthly instalment for any financing amount.
Financing amount must be more than zero
Profit rate must be more than zero
Your result
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ELIGIBLE
New DSR
0.0%
Current DSR
0.0%
New Monthly Instalment
RM 0
Maximum salary deduction limit is 60% of gross salary.
You are eligible to apply for this financing.
*Indicative only. Final eligibility is subject to PostPay's assessment and approval.
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