DSR Calculator for Civil Servants

Calculate your Debt Service Ratio (DSR) from your payslip and check your financing eligibility.

What is DSR?

Debt Service Ratio (DSR) is the share of your monthly income that goes to loan repayments and payslip deductions. Pascara-i enquiries are assessed against a 60% limit, so a lower DSR leaves more room for a new instalment.

Salary & Allowances

RM 0.00

Enter your basic salary, COLA and fixed allowances as shown on your payslip.

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Fixed Allowances

Monthly Deductions

RM 0.00

Total existing deductions on your payslip (loans, ASB, extra EPF and so on).

New Monthly Instalment

Select your preferred device to get the estimated monthly instalment.

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Device Price
Tenure 60 months

Monthly Instalment

*Estimate based on the fixed 60-month Pascara-i tenure. Final terms are subject to approval.

Your result

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