PASCARA-i
Own your new device today. Monthly instalments made easy.
Pascara-i enables Malaysian civil servants to purchase selected devices and pay through fixed monthly instalments over 5 years via salary deduction (SPGA), using a transparent and Shariah-compliant financing structure.
Smart, convenient device financing designed for Malaysian civil servants.
Why Pascara-i?
- Fast approval within 2 working days
- Simple application process
- Shariah-compliant financing structure
- Fixed instalment period up to 5 years
How It Works
1
Application
Submit required information & documents
2
Approval
Receive approval status
3
Device Collection
Collect device at selected branch
4
Repayment
Monthly instalment via salary deduction
Buy iPhone
iPhone 17 Pro Max
from RM164 / month
iPhone 17
from RM118 / month
iPhone Air
from RM121 / month
iPhone 16
from RM106 / month
iPhone 16e
from RM73 / month
iPhone 15
from RM91 / month
Buy iPad
iPad Pro
from RM164 / month
iPad Air M3
from RM78 / month
iPad 2025
from RM61 / month
iPad Mini A17 Pro
from RM69 / month
Buy Macbook
MacBook Pro M5 14"
from RM212 / month
MacBook Pro M4 14"
from RM200 / month
MacBook Air 15"
from RM191 / month
MacBook Air 13"
from RM167 / month
MacBook Neo
from RM88 / month
Instalment prices are estimates based on the fixed 5-year tenure and are subject to approval.
Frequently Asked Questions
What is Pascara-i?
Pascara-i is a financing programme that allows civil servants to purchase selected products and make payments through monthly salary deductions.
Who is eligible to apply?
- Applicants must be at least 18 years old.
- Applicants must be Malaysian citizens holding a valid MyKad. Permanent Residents (MyPR), foreign nationals, and passport holders are not eligible.
- Salary deduction must be available and registered under ANGKASA / SPGA.
- Permanent Federal civil servants are eligible, except members of the Malaysian Armed Forces (Angkatan Tentera Malaysia / ATM).
- Permanent State civil servants in Peninsular Malaysia are eligible. State civil servants in Sabah and Sarawak are not eligible.
- Applicants must have no current or past bankruptcy record.
What products can be financed?
This programme covers a wide range of consumer products including smartphones, computers, tablets, smartwatches, and selected accessories.
Is approval guaranteed?
Approval is subject to eligibility assessment and PostPay's terms and conditions.
Can I make early settlement?
Early settlement is subject to approval and our internal review. This policy will be reviewed from time to time to make this option more widely available in the future.
Are there any charges upon product collection?
No, there are no additional charges upon product collection.
How are monthly instalments paid?
Payments will be automatically deducted from your monthly salary by the ANGKASA Deduction Bureau.
Is my personal information protected?
Yes, PostPay Technology Sdn Bhd complies with the Personal Data Protection Act 2010 (PDPA) guidelines to ensure your data is secure.
Ready to own your new device?
Check your eligibility with the DSR Calculator, or go straight to an application.